feel safe and secure by owning your first home with low deposit

low deposit scheme helping hard working aussies buying their first home

FILL OUT THE FORM BELOW AND SUBMIT YOUR DETAILS AND ONE OF OUR SPECIALISED HOME LENDING WILL CONTACT YOU IMMEDIATELY

In order to help us identifying the most suitable loan for you, please select one that closely matches your current situation now

What is your annual taxable income range ? (If you are a joint applicant, it should be your joint annual income)

From the description below, which one can describe your situation ? (the one you feel closely related to your current situation)

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Testimonials

Personalised Finance streamlines your mortgage journey, providing clear, customizable steps from application to approval. With structured guidance and personalized options, it ensures a smooth process for confident, informed decisions. Get ready for a hassle-free path to the perfect mortgage fit.

Streamlined Application Process: simplify each step, making it easy to progress from application to approval

Personalized Loan Options: Customize your loan experience with staging that highlights the best choices for your financial needs.

Clear, Transparent Guidance: designed to offer clear information, eliminating confusion and promoting informed decisions

Enhanced Customer Experience: A staged journey ensures that you’re fully supported from the initial inquiry to loan closing.

Focused on Approval Success: Each Application is structured to maximize your likelihood of loan.

Frequently Asked Questions

What documents do I need to apply for a mortgage?

You’ll typically need proof of income, bank statements, tax returns, and credit information. Specific requirements may vary by lender.

How much can I borrow for my mortgage?

Your borrowing amount depends on your income, credit score, down payment, and debt-to-income ratio. A pre-approval can give you a clearer estimate.

What’s the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a steady interest rate throughout the term, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate after an initial fixed period.

How long does the mortgage approval process take?

The timeline can vary but generally takes 30-45 days, depending on factors like document verification, appraisals, and lender-specific processes.

Get In Touch

Hours

Mon – Sat 9:00am – 5:00pm

Sunday – CLOSED

Phone

Call 0433 434 583

10-16 Forbes St, Hornsby NSW 2077, Australia

Location: 8/10-16 Forbes Street, Hornsby, Sydney NSW 2077

Call 0433 434 583

Email: [email protected]

Site: www.personalisedfinance.com.au